Terms and Conditions

These Terms and Conditions ("Terms", "Agreement") govern your use of the website and services ("Platform") provided by Payammu ("Company", "we", "our", "us"). By accessing or using the Platform, you ("User", "you", "your") agree to comply with and be bound by these Terms and all applicable laws and regulations. If you do not agree with these Terms, please refrain from using the Platform.

1. General Provisions

These Terms apply to all users, including but not limited to visitors, registered users, and customers accessing or using the Platform. By accessing or using the Platform, you agree to these Terms and any amendments made hereafter. You further represent and warrant that you are legally capable of entering into binding agreements.

2. Use of Services

We provide a range of services including but not limited to, providing information, facilitating transactions, and delivering products related to Ayurvedic, Homeopathic, and Natural health and wellness services. By using these services, you agree to provide accurate and complete information and ensure that all communications, transactions, and actions comply with applicable laws.

3. Registration

In order to use certain features or services, you may be required to register an account. You agree to provide truthful, complete, and accurate information during registration. It is your responsibility to maintain the confidentiality of your account and password. You agree to notify us immediately of any unauthorized use of your account.

4. Pricing and Payments

All prices for products and services on the Platform are displayed in Indian Rupees (INR), unless otherwise stated. Payment for services or products must be made through the available payment methods on the Platform. You are responsible for any additional charges or taxes incurred as part of a transaction.

5. Privacy and Data Protection

Your use of the Platform is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

6. Prohibited Activities

While using the Platform, you agree not to:

7. Intellectual Property

All content and materials provided on the Platform, including logos, text, images, software, and designs, are the intellectual property of the Company or its licensors and are protected by copyright, trademark, and other intellectual property laws. You agree not to use, copy, or distribute any content without prior written consent from the Company.

8. Termination

We may suspend or terminate your access to the Platform at our sole discretion, with or without notice, if we suspect or detect any violation of these Terms or any fraudulent, abusive, or illegal activity.

9. Limitation of Liability

The Company shall not be held liable for any direct, indirect, incidental, special, or consequential damages arising from the use of the Platform or any products and services provided. We do not guarantee the accuracy, reliability, or completeness of the Platform’s content.

10. Dispute Resolution

Any disputes arising out of or in connection with these Terms and Conditions shall be resolved through binding arbitration in accordance with the laws of India. The venue for any such arbitration shall be located in [City], India.

11. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law principles.

12. Changes to Terms

The Company reserves the right to amend these Terms at any time. Any changes will be reflected on this page with the updated "Last Updated" date. It is your responsibility to review these Terms periodically.

13. Contact Information

If you have any questions or concerns regarding these Terms and Conditions, please contact us at:

By accessing or using the Platform, you agree to these Terms and Conditions. If you do not agree, you must discontinue your use of the Platform.