Privacy Policy

Payammu Technologies Private Limited, a private limited company incorporated under the laws of India ("Company", "we", "us" or "our"), manages and operates the website payammu.com and any other related mobile applications, services, or platforms (collectively referred to as the "Platform").

All users of the website are advised to read and understand our Privacy Policy and Terms & Conditions carefully before registering, accessing, or using the Platform or any services offered by the Company. By consenting to access the Platform (either as a visitor or a registered user), you ("you", "your", "user") explicitly consent to the collection, storage, use, and disclosure of your information as outlined in this Privacy Policy.

This Privacy Policy applies to the Platform developed and maintained by Payammu Technologies Private Limited and governs the use of the Platform. It is applicable to all interactions and services provided by the Company through the Platform. This Privacy Policy does not apply to third-party websites, businesses, or affiliates linked to the Platform. We encourage you to review the privacy policies of these third parties.

If you do not agree with any part of this Privacy Policy or the Terms & Conditions, please do not use or access the Platform.

This document is an electronic record in terms of the applicable laws including the Indian Information Technology Act, 2000, Indian Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, and any other applicable laws. This electronic record is generated by a computer system and does not require any physical or digital signatures.

1. How Do I Sign Up?

You can register by clicking the "Sign Up" or "Register" link on the Platform. Please provide the necessary information in the form that appears. Review the Terms & Conditions before registering.

2. What Information Is Collected?

The Company may collect the following information ("Information") when you use our Platform:

Personal Information:

We will never collect sensitive information unless it is provided voluntarily by you.

Non-Personal Information:

When you visit the Platform, we may collect information such as:

Automatic Information:

We use cookies and similar technologies to track and improve your experience on the Platform. This includes data such as web requests, browser type, and login credentials.

User Communications:

If you communicate with us through emails, chat, or other messaging services, we may retain these communications for administrative purposes and to improve our services.

3. How Do We Collect Your Information?

We collect your information directly through your voluntary interaction with the Platform. The Platform may also contain links to third-party websites. Payammu is not responsible for the privacy practices of these websites.

4. How Is Information Used?

The Company uses your Information to:

We may share your information in aggregate (excluding personally identifiable data) for internal research or statistical purposes.

5. With Whom Will Your Information Be Shared?

We do not sell, rent, or share your personal information except in the following situations:

6. Your Rights Regarding Information

You can access, update, or delete your information at any time. You may also withdraw consent to the collection of your personal data, though doing so may impact your ability to use certain features of the Platform.

7. Security of Information

We implement reasonable security measures to protect your personal information, but no method of electronic transmission or storage is 100% secure. We encourage you to use strong passwords and to be mindful of sharing sensitive data.

8. Cookies

We use cookies to enhance your experience on the Platform. You can control cookie settings in your browser, but blocking cookies may affect the functionality of the Platform.

9. Changes to Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be communicated on this page with an updated "Last Updated" date.

By continuing to use the Platform, you accept the updated Privacy Policy.

10. Contact Information

If you have any questions or concerns about this Privacy Policy or the data we collect, please contact us:

Thank you for using Payammu